Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, a hidden gem nestled in the heart of Charlotte County, Florida. Known for its picturesque waterways, lush landscapes, and a vibrant community spirit, Port Charlotte offers a perfect blend of small-town charm and modern conveniences. Whether you’re looking for a serene retirement haven or a family-friendly neighborhood, this thriving subdivision caters to all lifestyles.

One of the standout features of Port Charlotte is its affordability. With a variety of homes available for under $400,000, it’s an ideal location for first-time homebuyers, families, or anyone seeking a peaceful retreat without breaking the bank. The real estate market here presents an impressive selection of properties, from cozy single-family homes to spacious townhouses, each offering unique architectural styles and modern amenities.

Residents of Port Charlotte enjoy easy access to beautiful parks, recreational facilities, and stunning beaches along the Gulf Coast. The area is perfect for outdoor enthusiasts, with opportunities for boating, fishing, and hiking right at your doorstep. Plus, with a diverse range of shopping, dining, and entertainment options nearby, there’s always something to explore.

Living in Port Charlotte means embracing a laid-back lifestyle while still being close to the bustling cities of Fort Myers and Sarasota. With its welcoming community, affordable housing options, and abundant recreational activities, Port Charlotte truly stands out as a wonderful place to call home. Discover your dream home in this idyllic subdivision today!

Newest Port Charlotte Homes under $400,000

7388 Quaker Street, Englewood
$323,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

7388 Quaker Street, Englewood
12133 Kimsey Avenue, Port Charlotte
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

12133 Kimsey Avenue, Port Charlotte
7396 Quaker Street, Englewood
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS shall when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

7396 Quaker Street, Englewood
6138 Seaport Street, Port Charlotte
$299,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD - Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

6138 Seaport Street, Port Charlotte
5174 Gulfport Terrace, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

5174 Gulfport Terrace, Port Charlotte
7284 Finnegan Street, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

7284 Finnegan Street, Port Charlotte
7404 Quaker Street, Englewood
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

7404 Quaker Street, Englewood
3280 Dupre Street, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

3280 Dupre Street, Port Charlotte
23198 Fitzpatrick Avenue, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

23198 Fitzpatrick Avenue, Port Charlotte
7422 Banbury Terrace, Port Charlotte
$309,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
7422 Banbury Terrace, Port Charlotte, FL – Beautifully Remodeled 3 Bedroom, 2 Bath Home! MOVE-IN READY AND BEAUTIFULLY REMODELED! Welcome to this stunning 3-bedroom, 2-bathroom home with a spacious 2-car garage, ideally located in a desirable Port Charlotte neighborhood! This gorgeous home has been tastefully updated throughout, featuring brand-new tile flooring, a beautifully remodeled kitchen with all-new cabinetry and elegant quartz countertops, and stunning custom-tiled bathrooms. Enjoy all-new lighting, fixtures, and modern finishes that give this home a fresh, contemporary feel. A newer roof adds additional peace of mind. Conveniently located near Englewood Beach, South Cove, shopping, dining, boating, and some of Southwest Florida's most beautiful Gulf Coast destinations. Whether you're looking for a primary residence, seasonal getaway, or investment property, this beautifully updated home is a must-see! Schedule your private showing today!

7422 Banbury Terrace, Port Charlotte
4673 Sines Lane, Port Charlotte
$355,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
BONUS LOT INCLUDED! Don't miss this unique opportunity to own a move-in-ready, fully furnished pool home with an additional lot directly behind the property! Located at 4673 Sines Lane in Port Charlotte, this property offers the perfect combination of comfortable Florida living and added investment potential. The bonus lot presents the opportunity to potentially sell separately or build a new construction home, subject to applicable zoning and approvals. The existing home is ready for its next owner to move in and enjoy, featuring a private pool that's perfect for cooling off on sunny Florida days, entertaining guests, or relaxing in your own backyard oasis. Whether you're searching for a primary residence, a seasonal getaway, or an investment property, the combination of a move-in-ready home, private pool, and additional land offers exceptional flexibility and value. Enjoy the Florida lifestyle while taking advantage of the possibilities that come with owning an extra lot. Don't miss this opportunity to make it yours!

4673 Sines Lane, Port Charlotte
17341 Holmes Avenue, Port Charlotte
$259,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
BEAUTIFULLY UPDATED AND MOVE-IN READY! This stunning 2-bedroom, 2-bath home shows like a model and is sure to impress! From the moment you step inside, you'll appreciate the beautiful tile flooring throughout, thoughtful updates, and inviting atmosphere. The kitchen features gorgeous quartz countertops, wood cabinetry with soft-close drawers and doors, stainless steel appliances, and a vaulted ceiling with a skylight that fills the space with natural light. The spacious second bedroom offers a unique feature with a pocket door that allows it to be used as a private second primary suite, perfect for guests or extended family. Step outside to your oversized screened lanai, the perfect place to enjoy your morning coffee, entertain friends, or simply relax while overlooking your beautifully landscaped, private backyard. Additional highlights include a roof that's only 3 years old, a whole-house surge protector, and NO HOA! Conveniently located near shopping, restaurants, and everyday amenities, this home offers the perfect combination of comfort, style, and convenience. Beautifully maintained, tastefully updated, and ready for its next owner. Come see for yourself what makes this home so special!

17341 Holmes Avenue, Port Charlotte
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