Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, a hidden gem nestled in the heart of Charlotte County, Florida. Known for its picturesque waterways, lush landscapes, and a vibrant community spirit, Port Charlotte offers a perfect blend of small-town charm and modern conveniences. Whether you’re looking for a serene retirement haven or a family-friendly neighborhood, this thriving subdivision caters to all lifestyles.

One of the standout features of Port Charlotte is its affordability. With a variety of homes available for under $400,000, it’s an ideal location for first-time homebuyers, families, or anyone seeking a peaceful retreat without breaking the bank. The real estate market here presents an impressive selection of properties, from cozy single-family homes to spacious townhouses, each offering unique architectural styles and modern amenities.

Residents of Port Charlotte enjoy easy access to beautiful parks, recreational facilities, and stunning beaches along the Gulf Coast. The area is perfect for outdoor enthusiasts, with opportunities for boating, fishing, and hiking right at your doorstep. Plus, with a diverse range of shopping, dining, and entertainment options nearby, there’s always something to explore.

Living in Port Charlotte means embracing a laid-back lifestyle while still being close to the bustling cities of Fort Myers and Sarasota. With its welcoming community, affordable housing options, and abundant recreational activities, Port Charlotte truly stands out as a wonderful place to call home. Discover your dream home in this idyllic subdivision today!

Newest Port Charlotte Homes under $400,000

7096 Ticonderoga Street, Englewood
$346,400
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
No HOA • Not in a flood zone • Double lot • 10 minutes to the beach • Metal roof • Quartz countertops Meticulously maintained move-in-ready home features: quartz countertops, Rain Bird Irrigation System, metal roof (2023), fresh interior paint. Accordion-style hurricane shutters protect all windows and the lanai. Major system upgrade included new well pump, new water pressure tank, new luxury vinyl flooring throughout. Established vegetable garden with well water irrigation . Ample land to expand the garden, plenty of room for an RV or boat, and a large lanai with a newly installed screen – perfect for year around outdoor living. Situated on a double lot, the home backs to forested land, offering total privacy and a quiet setting, with friendly neighbors and no HOA restrictions. Select furnishings may be available for purchase separately. Some items may convey at no additional cost.

7096 Ticonderoga Street, Englewood
22127 Felton Avenue, Port Charlotte
$195,500
3 Beds ⋅ 1 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
WELCOME TO PORT CHARLOTTE! Discover the charm and potential of this 1962-BUILT, 3-BEDROOM, 1-BATHROOM CONCRETE BLOCK HOME with an attached 1-CAR GARAGE, conveniently located in an established Port Charlotte neighborhood! Offering classic Florida character, modern kitchen updates, and a functional floor plan, this inviting residence presents a wonderful opportunity for first-time homebuyers, seasonal residents, or investors. Step inside to a spacious living room featuring tile flooring, abundant natural light, and a comfortable atmosphere for everyday living and entertaining. The living area flows into the adjoining dining space, creating an inviting setting for gathering with family and friends. The NICELY UPDATED GALLEY-STYLE KITCHEN features crisp white shaker-style cabinetry with crown molding, stunning granite countertops with a matching backsplash, and a combination of stainless steel and white appliances, including a French-door refrigerator, dishwasher, range, and built-in microwave. Modern brushed-nickel cabinet hardware, a deep stainless-steel sink with a commercial-style pull-down faucet, and a ceiling fan with lighting add both style and functionality. Abundant cabinetry and generous counter space provide plenty of storage and room for meal preparation, while a window above the sink fills the space with natural light. The home features THREE BEDROOMS, including a generously sized primary bedroom measuring approximately 18'11" x 11', offering plenty of room for bedroom furnishings or a cozy sitting area. Two additional guest bedrooms provide comfortable accommodations for family and visitors or the flexibility to create a home office or hobby room. The BATHROOM features a spacious tiled walk-in shower with a decorative gray mosaic tile accent, pebble-style shower flooring, and a modern showerhead. A white vanity with brushed-nickel fixtures, coordinating mirror, and overhead lighting complete the space, while a window provides natural light. The ATTACHED 1-CAR GARAGE offers convenient covered parking and additional storage, while the adjoining utility area provides space for laundry and household essentials. Step outside to the SPACIOUS BACKYARD, featuring an expansive lawn and plenty of open space to enjoy the Florida sunshine. Whether you envision a garden, outdoor seating area, or a relaxing backyard retreat, this outdoor space offers endless possibilities to make it your own. Built with traditional concrete block construction, this home combines the enduring character of an established Florida neighborhood with the opportunity to add your personal touches. Conveniently located near SHOPPING, DINING, MEDICAL FACILITIES, PARKS, AND EVERYDAY AMENITIES, with easy access to US-41 and I-75. Enjoy everything Southwest Florida has to offer, including nearby waterways, boating, fishing, golf courses, and beautiful Gulf Coast beaches. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this Port Charlotte home offers GREAT POTENTIAL AND AN OPPORTUNITY TO MAKE IT YOUR OWN! SCHEDULE YOUR SHOWING TODAY!

22127 Felton Avenue, Port Charlotte
9293 Fruitland Avenue, Englewood
$274,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Virtually Staged. Move-in ready and full of Florida charm! This inviting 3-bedroom, 2-bathroom home in Englewood offers an open-concept layout, a desirable split-bedroom floor plan, and an attached 2-car garage. Fresh interior paint and clean, fresh carpeting in all three bedrooms give the home a refreshed feel, while tile flooring throughout the main living areas keeps everyday living practical and easy. The kitchen opens to the spacious living and dining areas, creating a welcoming space for entertaining or relaxing at home. The private primary suite features a walk-in closet and an attached bathroom with a NEW double-sink vanity and walk-in shower. Major updates include a 2023 roof, 2018 HVAC system, and 2018 water heater, offering added peace of mind. Outside, tropical landscaping and mature palm trees bring that classic Florida feel right to your doorstep. Located in a quiet, welcoming Englewood community, you'll be close to beautiful Gulf Coast beaches, local shopping, dining, and outdoor recreation. Whether you're looking for a full-time residence, a seasonal escape, or a place to enjoy the Florida lifestyle year-round, this refreshed, move-in-ready home is ready for its next owner. Don't miss your chance to make it yours!

9293 Fruitland Avenue, Englewood
71 Stanhope Street, Port Charlotte
$320,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
YOUR BRAND-NEW FLORIDA DREAM HOME AWAITS! STUNNING MODERN DESIGN, EXCEPTIONAL VALUE, NO HOA & MOVE-IN READY! Property Virtually Staged. Why settle for an older home when you can enjoy the beauty, comfort, and peace of mind of BRAND-NEW CONSTRUCTION? Discover an extraordinary opportunity to own a beautifully designed, move-in-ready 4-bedroom, 2-bath home in desirable Port Charlotte, where modern finishes, exceptional value, and the Southwest Florida lifestyle come together! From the moment you arrive, you'll appreciate the contemporary architecture, attractive curb appeal, and thoughtful details that make this home stand apart. Step inside to discover an inviting open-concept floor plan filled with natural light, beautiful wood-look flooring, and a spacious living area designed for everyday comfort and effortless entertaining. At the heart of the home is a stunning kitchen featuring elegant quartz countertops, stylish cabinetry, stainless steel appliances, and a generous center island perfect for morning coffee, casual dining, and gathering with family and friends. The desirable split-bedroom floor plan offers privacy and flexibility. Retreat to your spacious primary suite featuring a walk-in closet and a beautifully appointed bathroom with dual vanities and a walk-in shower. Three additional bedrooms provide wonderful options for family, guests, a home office, or a personal fitness space. And the impressive features don't stop inside! Enjoy an attached two-car garage with upgraded epoxy flooring and a spacious backyard offering exciting possibilities for outdoor entertaining, gardening, a future pool, or simply relaxing under the Florida sunshine. LOCATION, LOCATION, LOCATION! Enjoy the tranquility of a residential neighborhood without sacrificing convenience. Shopping, restaurants, golf, boating, and everyday essentials are within easy reach. Baseball fans will appreciate access to the Tampa Bay Rays Spring Training facilities and the Atlanta Braves Spring Training complex near Wellen Park. Explore Wellen Park's dining, shopping, and entertainment, or spend the day enjoying Southwest Florida's beautiful Gulf Coast beaches. With NO HOA fees, you'll enjoy greater flexibility without the added expense of monthly association dues. Whether you're searching for your first home, a seasonal Florida retreat, a place to raise a family, or an investment opportunity, this property delivers the modern design, comfort, and value today's buyers are looking for. NEW CONSTRUCTION. BEAUTIFUL FINISHES. EXCEPTIONAL VALUE. YOUR FLORIDA LIFESTYLE STARTS HERE! Schedule your private showing today and discover why this home deserves to be at the top of your list!

71 Stanhope Street, Port Charlotte
1426 Viscaya Drive, Port Charlotte
$269,499
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
This new single-story home maximizes space and emphasizes convenience. The open-concept layout integrates the family room, dining room and kitchen with a central island, facilitating effortless transitions between rooms for easy entertaining during gatherings. On the opposite side of the home are all three bedrooms, including the peaceful owner’s suite with an attached bathroom and walk-in closet. Discover the allure of new construction standalone homes throughout Port Charlotte, where you can enjoy the advantages of a new home with no HOA fees. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

1426 Viscaya Drive, Port Charlotte
493 Ricold Terrace, Port Charlotte
$265,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Pre-Construction. To be built. Discover the opportunity to own a brand-new home in the desirable Oak Hollow community of Port Charlotte! This exciting new-build opportunity by Blueshine Builders offers the appeal of modern construction in a peaceful setting overlooking a freshwater canal. The property features a cleared homesite of approximately 4,999 square feet, with house plans and a survey included, helping you get a head start on your building plans. Public water and sewer! Enjoy the community amenities, including a heated swimming pool, clubhouse, fitness facilities, billiards, and shuffleboard, subject to community rules and availability. The property offers flexibility for buyers interested in building with BlueShine Builders or exploring their own properly licensed builder, subject to applicable approvals and separate construction agreements. Construction pricing and terms should be confirmed with the builder. Please note: All home photos are renderings and/or virtually staged images intended to illustrate the proposed property. The home is not yet complete, and actual finishes, colors, features, dimensions, and final appearance may vary. Buyers should independently verify building plans, construction specifications, utility availability and connection costs, flood zone, permitting, environmental conditions, and community fees.

493 Ricold Terrace, Port Charlotte
318 Perl Street, Port Charlotte
$370,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Virtually Staged. Discover this 4-bedroom, 2-bathroom home in Port Charlotte featuring approximately 1,755 square feet of living space. Built in 2018, the home offers a spacious floor plan with a vaulted great room and dining area, an attached garage, and a covered patio. An adjoining parcel at 310 Perl St is also included in the sale; buyers should verify parcel details and conveyance terms. Solar equipment and any associated payment or transfer obligations are subject to verification. Buyers are encouraged to independently verify all measurements, property features, taxes, utilities, and other material information.

318 Perl Street, Port Charlotte
7388 Quaker Street, Englewood
$323,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

7388 Quaker Street, Englewood
12133 Kimsey Avenue, Port Charlotte
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

12133 Kimsey Avenue, Port Charlotte
7396 Quaker Street, Englewood
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS shall when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

7396 Quaker Street, Englewood
6138 Seaport Street, Port Charlotte
$299,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD - Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

6138 Seaport Street, Port Charlotte
5174 Gulfport Terrace, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

5174 Gulfport Terrace, Port Charlotte
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