Port Charlotte Homes with Bay Front Water Frontage

Port Charlotte Homes with Bay Front Water Frontage

Welcome to Port Charlotte, Florida, a hidden gem nestled in the heart of Charlotte County, where the sun-kissed shores and tranquil waters create an idyllic setting for your dream home. Known for its stunning natural beauty and friendly community, Port Charlotte offers an unparalleled lifestyle that combines relaxation and adventure.

Imagine waking up every morning to breathtaking views of the bay right from your window. In this vibrant subdivision, you’ll find exquisite homes with bay front waterfrontage, perfect for those who crave the serenity of coastal living. These properties boast direct access to the sparkling waters, allowing you to indulge in a variety of water activities, from boating and fishing to kayaking and paddleboarding. The gentle lapping of the waves and the soothing sounds of nature will make every day feel like a vacation.

Port Charlotte is not just about beautiful homes; it’s also a community rich in amenities. Enjoy proximity to lush parks, golf courses, and shopping centers, all while being just a short drive from the pristine beaches of the Gulf Coast. The area is also renowned for its vibrant arts scene and numerous dining options, catering to every palate.

Whether you’re looking for a peaceful retreat or a place to entertain family and friends, Port Charlotte’s bay front properties offer the perfect blend of luxury and comfort. Experience the best of Florida living in Port Charlotte, where your waterfront dream home awaits!

Newest Port Charlotte Homes with Bay Front Water Frontage

$525,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
WATERFRONT. POOL. DOCK. BOAT LIFT. EXTENSIVE UPDATES. This meticulously maintained 3-bedroom, 2-bathroom Port Charlotte home delivers the Florida lifestyle from the moment you arrive! Situated directly on the ELKCAM CANAL with boating access to the PEACE RIVER and CHARLOTTE HARBOR, you're approximately 10 MINUTES FROM OPEN WATER, with a BOAT LAUNCH WITHIN WALKING DISTANCE. This property combines an impressive waterfront setup, beautiful outdoor living spaces, thoughtful improvements and a wonderfully maintained interior. OUTSIDE IS WHERE THIS HOME TRULY SHINES. Boaters will appreciate the 35' DOCK and 7,000-LB BOAT LIFT, while the expansive screened lanai surrounds a HEATED AND COOLED SALTWATER POOL complete with a 6' X 14' SUN SHELF—creating an incredible setting for swimming, relaxing and entertaining. Beyond the pool area, a LARGE GAZEBO/OUTDOOR BAR provides yet another dedicated gathering space. Even the front of the home was designed to be enjoyed, with a spacious FRONT PORCH perfect for unwinding outdoors. Spray foam insulation added to the home in 2022 extends to the front porch area, helping maintain a more comfortable temperature while enjoying the space. Inside, the home feels bright, welcoming and exceptionally cared for. The LARGE KITCHEN offers abundant cabinetry and counter space, STAINLESS STEEL APPLIANCES, a generous PANTRY and an INSTANT HOT WATER FAUCET at the sink. A convenient PASS-THROUGH WINDOW connects the kitchen directly to the lanai and pool area, making it easy to serve drinks, snacks and meals while entertaining outdoors. The kitchen flows into the dining and living areas, creating an open, comfortable layout with easy access to the outdoor living spaces. The spacious PRIMARY SUITE features a LARGE WALK-IN CLOSET WITH BUILT-INS and an expansive en-suite bathroom complete with DUAL VANITIES and a walk-in shower. Two additional bedrooms and a full guest bathroom provide plenty of flexibility for family, guests or a home office. The LARGE LAUNDRY ROOM adds even more functionality with a convenient UTILITY SINK. A 2022 GARAGE REMODEL/CONVERSION thoughtfully expanded the home's finished interior space while retaining a portion of the former garage behind the existing garage door. This impressive, expertly finished and versatile remaining area is ideal for a HOME GYM, WORKSHOP, or STORAGE for tools, motorcycles, jet skis and other recreational equipment. INSULATION THROUGHOUT THE GARAGE ROOF and an INSULATED GARAGE DOOR further enhance the functionality of this unique space. THE ADDITIONAL HOME IMPROVEMENTS ARE JUST AS IMPRESSIVE: Roof completed 2019/2022, A/C (HEAT PUMP) AND DUCTWORK 2022, SPRAY FOAM INSULATION 2022, POOL HEAT AND COOLING PUMP 2025, GUTTERS 2025 and HOT WATER HEATER 2026. All glass openings have either IMPACT GLASS OR SHUTTERS, and the home is equipped with a GENERATOR HOOKUP for added preparedness. Additional features include a WHOLE-HOUSE CULLIGAN SEDIMENT AND CARBON WATER FILTERING SYSTEM and a DEEP WELL DEDICATED TO IRRIGATION, providing even more functionality to this already exceptionally well-equipped property. From mornings on the water to evenings gathered around the outdoor bar and pool, 155 Francis Drive NE is more than a beautifully maintained home—it's a COMPLETE FLORIDA WATERFRONT LIFESTYLE. With its extensive improvements, boating amenities, abundant entertaining space and unmistakable pride of ownership, this is a property that deserves to be seen in person.

155 Francis Drive Ne, Port Charlotte
$2,499,000
Port Charlotte SubDv. ⋅ 33953 Zip Code
Casper Point presents a rare opportunity to acquire approximately 10.004 acres of waterfront land in one of Southwest Florida's most desirable and fastest-growing coastal markets. The property consists of 12 platted single-family residential lots, including Gulf-access waterfront homesites with direct boating access to the Myakka River, Charlotte Harbor, Boca Grande Pass, and the Gulf of America. With a private setting, single point of entry, and thoughtfully planned layout, the property is ideally suited for a boutique gated residential community or luxury waterfront neighborhood. The subdivision offers an exceptional opportunity for a developer or builder seeking a distinctive project in an established waterfront area with strong demand for new construction. Engineering plans, subdivision documentation, maps, and supporting development materials are available to assist in evaluating the property's development potential. The combination of waterfront access, established surrounding neighborhoods, and available planning information provides a strong foundation for future residential development. Located just minutes from shopping, restaurants, golf courses, medical facilities, marinas, parks, and Southwest Florida's renowned beaches, Casper Point offers residents the convenience of everyday amenities while enjoying boating, fishing, and waterfront living. Port Charlotte continues to experience sustained residential growth, making this an attractive long-term investment opportunity. Whether developed as luxury waterfront estate homes, a private gated enclave, or acquired as a strategic investment, Casper Point represents one of Southwest Florida's premier residential waterfront development opportunities.

1297 Casper Street, Port Charlotte
$974,900
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Every day feels like a vacation in this turnkey waterfront home, where luxury living meets effortless boating just 10 minutes to Charlotte Harbor and the Gulf with no fixed bridges. Built in 2021, this beautifully appointed waterfront residence offers modern construction and premium finishes throughout. Perfectly positioned on an oversized waterfront homesite with approximately 120 feet of seawall, this stunning home delivers the Southwest Florida waterfront lifestyle buyers dream about. Whether you're cruising to the Gulf, entertaining friends poolside, or simply unwinding as the sun reflects across the canal, every detail was designed for luxury and effortless waterfront living. Boating enthusiasts will appreciate the extended composite dock with water and electric, an 8,000-pound boat lift, and quick, unrestricted access to open water. Inside, soaring tray ceilings, abundant natural light, and contemporary finishes define the open-concept design. The kitchen features custom soft-close cabinetry, granite countertops, stainless steel appliances, a built-in oven, cooktop with vent hood, stylish backsplash, and an oversized breakfast bar perfect for gathering with family and friends. The luxurious primary suite is a private retreat with pocket sliders opening to the lanai, dual walk-in closets, and a spa-inspired bath featuring dual vanities, a soaking tub, and an oversized Roman shower. A private guest suite with an ensuite bath and direct pool access offers exceptional comfort for family and visitors. Step outside to the expansive screened lanai through zero corner sliding doors, which features a heated beach-entry pool, relaxing spa, generous covered entertaining space, two outdoor TV locations, and hookups for a future outdoor kitchen. Southeastern rear exposure provides sunshine throughout the day while showcasing peaceful canal views. Additional highlights include impact windows, plantation shutters, smart home technology, a laundry room, a screened three-car garage, an oversized paver driveway, a spacious fenced backyard, and exceptional craftsmanship throughout. This home is offered fully furnished and turnkey, allowing you to begin enjoying the waterfront lifestyle from day one. Just a short walk away, the newly redeveloped Port Charlotte Beach Park offers enhanced waterfront recreation, a public boat launch, pickleball courts, walking paths, playgrounds, and more. Fishermen's Village, Sunseeker Resort, waterfront dining, shopping, golf, and world-class boating and fishing are all just minutes away. Whether you're seeking a full-time residence, seasonal escape, or legacy investment, this home checks every box. Previously enjoyed as a successful luxury vacation home, it offers outstanding flexibility as a primary residence, winter retreat, or investment opportunity. Luxury. Lifestyle. Waterfront Living. Opportunities like this are rare. Come discover why every day feels like a vacation.

4286 Harbor Boulevard, Port Charlotte
$439,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Waterfront living with direct boating access! On 80 feet of canal frontage along the Tarpon Waterway, this well-maintained two-bedroom, two-bath home offers quick boating access to Charlotte Harbor and the Gulf of Mexico. Inside, you'll find over 1,300 square feet of bright, open living space featuring granite countertops, stainless steel appliances, soft-close cabinetry, and a breakfast bar overlooking the dining and family room. The spacious primary suite offers canal views, a walk-in closet and an updated en-suite bath, while the guest bedroom and bath provide comfortable accommodations for family and friends. Outside, enjoy a 9-by-28-foot dock, 10,000-pound boat lift, seawall, Florida room and outdoor grilling area, and room to add a pool. Recent updates include a new HVAC (2026), dryer (2026), garage door (2025), roof and gutters (2023), fencing (2023), hurricane shutters (2024), storage shed (2024) and washing machine (2024). Being sold turnkey furnished (excluding the seller's personal belongings and two large televisions), this move-in-ready home is conveniently near shopping, dining, U.S. 41 and Interstate 75, offering the ideal blend of comfort, convenience and Florida waterfront lifestyle.

481 W Tarpon Boulevard Nw, Port Charlotte
$899,000
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Virtually Staged. Waterfront Views, Sailboat Access and Garage Space You Rarely Find Together! This Three Bedroom, Three Bathroom Home Offers Nearly 47 Feet of Dockage and an Approximately 46-Foot Tandem Garage Bay! Located on a quiet dead-end street in Gulf Cove, this home offers RV/boat parking and multiple indoor and outdoor areas overlooking the water. Quality craftsmanship can be seen inside and out, beginning with a metal roof, Hardie Board siding on the upper level, concrete block construction below, hurricane panels for the windows, impact-rated garage doors, irrigation, gutters, exterior lighting, an outdoor shower, and an extended concrete driveway. The home features separate HVAC systems for each level, with the upstairs system replaced in 2022 and the downstairs system recently replaced in 2026. Step inside where detailed woodwork, substantial trim around the windows and doorways, solid-core doors, unique doorknobs and hardware, and a beautifully crafted wood staircase and railings give the home a character all its own. Head upstairs where the main living area opens beneath vaulted ceilings and features a wood-burning fireplace and large sliding glass doors framing the canal beyond. Those sliders lead to the 37-foot screened and covered balcony finished with Ipe wood, creating plenty of room for outdoor dining, relaxing, and enjoying the waterfront views. The kitchen features wood cabinetry, extensive Corian counter space, a center island, breakfast bar, walk-in pantry, built-in desk, and a dumbwaiter. The dining area has its own set of sliding glass doors leading to the balcony, bringing the water views right to the table. The primary suite features vaulted ceilings, a built-in window bench with storage, two walk-in closets, and an ensuite bathroom with dual sinks, a tiled walk-in shower with built-in bench, multiple showerheads, and skylight. One guest bedroom includes a walk-in closet and sliders to the balcony, while the third bedroom offers a vaulted ceiling and large closet. The guest bathroom includes a tub/shower combination with a built-in bench, and skylight. Downstairs, tile flooring runs throughout a large second living area where wide sliders open directly to the covered patio, backyard, and canal. This level also includes a third full bathroom and a large interior laundry/utility room with a sink and dumbwaiter. The garage setup is one you don't find every day. A separate single-car bay is joined by an approximately 46-foot-deep tandem garage, additional storage area, utility sink, finished floors, and room for vehicles, and a workshop. Outside, the backyard provides an open view across the canal while the concrete seawall and approximately 47-foot composite dock, added in 2019 and equipped with water and electric, put your boat right outside your door. Sailboat canal access leads to the Myakka River and onward to Charlotte Harbor and the Gulf, giving you endless opportunities to explore Southwest Florida by water. Gulf Cove also offers a voluntary HOA with a low annual fee that provides access to the community boat ramp, while area beaches, golf courses, shopping, restaurants, and everyday conveniences are all within easy reach. Whether your perfect day means heading out on the boat, enjoying an evening overlooking the canal, or simply having the space for everything you enjoy, the waterfront lifestyle is waiting for you at 4219 Spire Street.

4219 Spire Street, Port Charlotte
$215,000
Port Charlotte SubDv. ⋅ 33953 Zip Code
Imagine ending the day on your own dock, watching the Florida sunset paint the sky while your boat waits just steps from home. Survey included along with house plans the owner paid for, ready to use by the new owners. Mostly Cleared saving you thousands of dollars when you’re ready to build your dream home. Pontoon boat also available for sale! At 321 Hoffer St, that lifestyle is ready to become reality. This cleared 10,000-SF waterfront homesite offers approximately 80 feet on the Apollo Waterway with Gulf, Charlotte Harbor and Myakka River access. A concrete seawall, composite dock and boat lift are already in place, giving you a head start on creating your custom Florida retreat. With room for a pool and no HOA, bring your vision and build the waterfront escape you've been dreaming about—where boating, fishing, sunsets and laid-back Florida living become part of every day. Conveniently located near dining, shopping, golf and area beaches.

321 Hoffer Street, Port Charlotte
$128,500
Port Charlotte SubDv. ⋅ 33981 Zip Code
Build Your Dream Boating Paradise in Gulf Cove!Exceptional waterfront lot located on the desirable Quail Waterway, just ~220 yards from the open Myakka River. Enjoy fast, direct deep-water access with NO BRIDGES to Charlotte Harbor or the Gulf of Mexico! Measuring a generous 80’ x 125’ (0.23 acres), this level lot features Northwestern front / Southeastern rear exposure, making it ideal for orienting your future custom home to enjoy sunlit afternoons and evening sunsets from your pool deck. Public water is available. Located in the welcoming Gulf Cove community with no mandatory HOA restrictions. An optional community association gives you access to the private neighborhood boat ramp and park. Minutes away from world-class fishing, beaches, golf courses, and local dining. Bring your builder and start living the Southwest Florida lifestyle today!

2539 Dixon Terrace, Port Charlotte
$1,200,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Stunning Custom Waterfront Home with Direct Gulf Access! Enjoy the ultimate Florida boating lifestyle with 146 feet of waterfront, a concrete seawall, a 6,000-pound boat lift, and a Touchless boat cover system. With no bridges to Charlotte Harbor and the Gulf of Mexico, this is a true boater's paradise. For added peace of mind, the home did not experience flooding during Hurricane Milton. Inside, you'll find quality craftsmanship throughout, including custom Amish cabinetry, built-ins, California Closets, crown molding, ceramic tile flooring, and upgraded lighting. The open-concept floor plan features a gourmet kitchen with granite countertops, premium finishes, and a custom pantry. The spacious 3-bedroom, 2-bathroom home with a den and office opens to an expansive 20' x 40' screened lanai with a hot tub and roll-down awning, creating the perfect space to relax and enjoy the waterfront setting. Mature tropical landscaping enhances the home's privacy, while professionally installed permanent holiday lighting on both the front of the home and the rear lanai adds year-round convenience and festive curb appeal. Additional features include a tile roof, security system, and inside laundry room. The lot directly across the street is also available for purchase, offering additional possibilities. Don't miss this rare opportunity to own a beautifully appointed waterfront home with direct Gulf access and exceptional boating amenities.

15172 Leipzig Circle, Port Charlotte
$285,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Virtually Staged. Waterfront living awaits at this 3-bedroom, 2-bath home with an attached garage, ideally situated on a canal offering one bridge access to Charlotte Harbor and the Gulf of Mexico. Featuring 99 feet of concrete seawall and 1,389 square feet of living space, this property offers the perfect opportunity to create your dream waterfront retreat. With plenty of room to add your own private dock and boat lift, you'll be ready to enjoy some of Southwest Florida's best boating, fishing, and waterfront destinations. Step inside to a bright and inviting open floor plan where original terrazzo flooring extends throughout the home, adding timeless character, exceptional durability, and easy maintenance. The spacious living and dining areas provide an inviting setting for both everyday living and entertaining, while expansive sliding glass doors flood the home with natural light and create a seamless connection to the Florida room. The formal dining area flows effortlessly into the kitchen, making gatherings with family and friends a breeze. The bright kitchen offers abundant white cabinetry, generous counter space, and ample storage, while the adjoining dinette provides the perfect spot for casual meals or your morning coffee. Spanning the entire rear of the home, the expansive Florida room serves as a true extension of the living space. Walls of glass capture tranquil canal views, creating the perfect place to relax with a book, entertain guests, or simply enjoy Florida's year-round sunshine. The split-bedroom floor plan offers privacy for family and guests. The primary suite features an en-suite bathroom, while two additional guest bedrooms are generously sized and share a full bath. Recent improvements provide added peace of mind, including a new tile roof installed in 2024, new HVAC system installed in 2025, and repairs completed following Hurricane Milton, including new insulation, drywall, and two exterior doors. Additional updates over the years include an updated electrical panel, sewer connection, and water heater replacement. The backyard offers endless possibilities to create your own private outdoor oasis, whether you envision a pool, outdoor kitchen, or tropical landscaping. Combined with the waterfront setting, this property provides the ideal canvas for enjoying the Southwest Florida lifestyle. Ideally located in the heart of Port Charlotte, you'll enjoy convenient access to shopping, restaurants, medical facilities, and everyday conveniences along US-41 and Kings Highway. Spend your days exploring nearby Fishermen's Village, historic Downtown Punta Gorda, Sunseeker Resort Charlotte Harbor, and Port Charlotte Beach Park, where you'll find waterfront dining, boutique shopping, boating, fishing, pickleball, tennis, a public beach, and year-round community events. Several golf courses, Punta Gorda Airport, I-75, and the beautiful Gulf beaches are all within an easy drive, making this an exceptional location for both full-time living and seasonal enjoyment. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

3395 Pinetree Street, Port Charlotte
$799,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Charlotte County’s Most Desired Sailboat Waterfront Home Is Now Available! From the amazing 180 degrees open water view on a protected harbor to executive level appointments throughout! This is true luxury living with a New Chef Inspired Kitchen Remodel, new appliances, new roof (2023) and impeccably maintained. A 3 bedroom, 2 bath home with a true 3-car garage boasting an enormous lanai, heated pool with spa all overlooking a deep water harbor with immediate access to Charlotte Harbor and the Gulf. Desirable South Facing Lanai provides spectacular sunsets on this oversize lot 81.6’x150 deep. Upon arriving you are greeted with a custom designed flagstone circular driveway and a stunning etched glass double door entranceway! Inside the expansive water views set the stage in the Great Room and Breakfast Nook. Moving to the master bedroom suite you will experience the definition of luxury with an award winning double entrance walk-in shower! Wow! This unique location offers shimmering sunsets and with 8-11 feet in Edgewater harbor there is a daily wildlife show of dolphins, manatees, tropical birds with fishing right off your dock! Extensive features and updates of this home include: 1) High impact doors, windows and sliders providing safety and sound isolation 2) New A/C in 2019 3) New Shaker Style Cabinets/Quartz Counters 2026 4) New kitchen appliances 2026, High Performance RO System 5) Interior & Exterior painted in 2026 6) Oversize crown molding, casings, tray ceilings 7) Plantation Shutters throughout 8) Central Vacuum System, 15 KW house generator 9) Ornamental exterior aluminum fencing, SimpliSafe Security 10) Newly screened lanai, sealed pavers 11) Huge dock, 12,000# boat lift, shore power, lights, out pilings 13) Huge Royal and Foxtail Palms, mature landscaping 14) Oversize yard, perfect for pets Important to know that this home boasts modest insurance costs: At 11' feet of elevation it exceeds the FEMA requirement of 9' living floor elevation. Never damaged in any hurricanes or floods, this home sets the standard for a custom built home! Come experience the ultimate in waterfront living!

21551 Edgewater Drive, Port Charlotte
$425,000
Port Charlotte SubDv. ⋅ 33952 Zip Code
Presenting an exceptional opportunity to build the custom waterfront residence you've always envisioned on this oversized 0.42-acre canal-front homesite (122' x 152', totaling 18,319 square feet). Perfectly positioned at the end of the Fry Waterway Canal, this premier property offers DIRECT, BRIDGE-FREE SAILBOAT-ACCESS to the open waters of Charlotte Harbor in less than 400 yards, placing the Peace River and the Gulf of Mexico within easy reach by boat. Offering 120 feet of concrete seawall, this remarkable homesite provides an extraordinary setting for a custom waterfront residence designed to embrace Southwest Florida's boating lifestyle. Launch your boat from your own backyard and spend the day exploring Charlotte Harbor, cruising the Peace and Myakka Rivers, enjoying waterfront dining, visiting nearby barrier islands, or heading through Boca Grande Pass to experience world-renowned tarpon fishing. Explore the area's exceptional waterfront dining, with numerous dock-and-dine restaurants just minutes away by boat. The end-of-canal location provides a broad waterfront setting, enhanced privacy, and an exceptional backdrop for your future home. Throughout the day, enjoy the ever-changing beauty of the surrounding waterways, where dolphins, manatees, turtles, and a variety of coastal birds are frequent visitors. Unlike many waterfront properties, this homesite is not located within a deed-restricted community, offering greater flexibility in designing and enjoying your waterfront retreat. County water is already connected with an existing water meter, public sewer is available, and buried electric service is in place—helping simplify the building process. For buyers ready to begin construction, structural plans are available for a custom concrete panel home featuring a 10-foot by 10-foot commercial elevator, offering an outstanding starting point for creating a distinctive waterfront residence. The property includes an existing dock that is conveyed as-is with no contributory value, providing a future opportunity for the new owner to design a dock to suit their boating needs. Ideally located just a short boat ride from the Charlotte County Yacht Club and minutes from top-notch dining, shopping, golf courses, parks, and Spring Training facilities—living here places the best of Southwest Florida’s lifestyle right at your doorstep. Air travel is both convenient and flexible with Punta Gorda (PGD), Sarasota (SRQ), and Fort Myers (RSW) airports located nearby. Your Southwest Florida waterfront lifestyle begins here.

180 Cousley Drive Se, Port Charlotte
$880,000
4 Beds ⋅ 4 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Sailboat-access boating on the Peace River — no fixed bridges between you and open water. This 4-bedroom, 3 1/2-bath home sits on a 196-foot, deep-water frontage lot with a concrete seawall, a private dock with water and electric, and a 12,000 lb boat lift. Load the boat, run down the Peace River and you're in Charlotte Harbor with a clear shot to the Gulf. Inside, 2,784 square feet gives you room to spread out: a split-bedroom layout, primary suite on the main floor, vaulted and high ceilings throughout and a wood-burning fireplace for the rare cool Florida night. The screened, covered lanai looks out over the water toward a mangrove preserve on the far bank, about as private a view as you'll find in Port Charlotte. A new roof (2022) and new pool cage (2023) are already handled, leaving plenty of room to make it your own. Minutes from Port Charlotte Beach Park, with a public boat ramp, fishing pier, playground and picnic pavilions right on Harbor Blvd.

4589 Colleen Street, Port Charlotte
Start Your Search