River Club Homes under $400,000

River Club Homes under $400,000

Welcome to River Club, a picturesque subdivision nestled in the heart of sunny Florida, where serene living meets vibrant community life. This charming neighborhood is perfect for families, retirees, and everyone in between, offering a delightful blend of comfort and convenience.

River Club boasts a variety of homes under $400,000, making it an ideal choice for first-time buyers or those looking to downsize without compromising on quality. Each residence reflects the unique character of the area, featuring spacious layouts, modern amenities, and beautiful outdoor spaces that invite relaxation and enjoyment. From cozy single-family homes to stylish townhouses, there's something for everyone in this inviting community.

One of the standout features of River Club is its lush, green surroundings. Residents can take advantage of scenic walking trails, parks, and nearby waterways, perfect for weekend picnics or evening strolls. The community fosters a warm, neighborly atmosphere, where friendships flourish and children can play safely outside.

Conveniently located, River Club is just a short drive from local shopping centers, dining options, and top-rated schools, ensuring that everything you need is within reach. With easy access to major highways, exploring all that Florida has to offer is a breeze—from beautiful beaches to exciting attractions.

If you're searching for an affordable yet vibrant place to call home, River Club is the perfect destination. Discover the charm of this lovely subdivision and find your dream home today!

Newest River Club Homes under $400,000

4054 River Bank Way, Port Charlotte
$395,777
4 Beds ⋅ 3 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

4054 River Bank Way, Port Charlotte
3885 Cobblestone Lane, Port Charlotte
$339,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
One of the only homes in River Club available with a private pool and lake view. This newer 3/2/2 is being sold furnished.

3885 Cobblestone Lane, Port Charlotte
3987 River Bank Way, Port Charlotte
$313,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Virtually Staged. Welcome to 3987 River Bank Way, in the active community of River Club, Charlotte Harbor, Punta Gorda, Fl. Exterior of home has partial stone facade, landscaped with palm trees, and lighting. Then entrance foyer takes you to a large bright great room, with a wall for a large screen tv. The open floor plan has a spacious cabinet-filled kitchen with 10 ft island and pantry. No shortage of storage space! The dining area will easily accommodate seating for 10 for those special celebrations. The two guest bedrooms share a bathroom with tub and shower. The primary has a walk in closet; adjoined by bath with walk in shower and convenient make up vanity. The flex room can be used as accommodates your life style. This is a move in home. There is a fully equipped laundry room. The entrance and lanai are screened. The backyard is fenced. Security system in place. River Club amenities include playground, gym, heated pool and social activities. Homeowners are provided lawn maintenance and irrigation. Your New Home awaits. No flood insurance required. This home is NOT in FEMA flood zone.

3987 River Bank Way, Port Charlotte
4107 Manatee Lane, Punta Gorda
$324,999
4 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Welcome to this amazing 4-bed, 2-bath home located in the highly desirable River Club gated community, where comfort, style, and peace of mind come together. This beautifully maintained residence shines with fresh interior paint throughout, creating a bright and inviting atmosphere from the moment you step inside. The home features new gutters (2025) and expanded front and rear paver patios, offering upgraded outdoor living spaces perfect for relaxing, entertaining, or enjoying Florida’s year-round sunshine. A generator hook-up & Hurricane shutters adds an extra layer of security and convenience, making this home as practical as it is beautiful. Inside, you’ll find spacious bedrooms and an open layout designed for effortless everyday living. River Club residents enjoy access to a resort-style community pool and a well-equipped fitness center, adding even more value to this exceptional property. This home delivers the ideal blend of lifestyle, comfort, and community — a must-see for anyone seeking quality living in one of the area’s most sought-after neighborhoods.

4107 Manatee Lane, Punta Gorda
4195 Manatee Lane, Punta Gorda
$319,000
4 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
TREMENDOUS VALUE in this SPACIOUS and like NEW 4-bedroom home in gated community of RIVER CLUB - not in a FLOOD zone and no flood insurance required. You are going to love the LARGE CORNER LOT - providing plenty of space for outdoor activity as you enjoy the covered patio. Step inside this SMART home and you'll be amazed with the designer like touches and a layout that provides large gathering areas in this OPEN FLOOR PLAN and a great layout for the 4 bedrooms. This home is NOT IN A FLOOD ZONE and offers hurricane shutters for protection. The kitchen features QUARTZ counters, Tommy Bahama Backsplash, and STAINLESS STEEL appliances. The kitchen integrates perfectly with the dining room and the large living room - giving you plenty of options for entertainment and/or relaxation. And if you haven't been to RIVER CLUB before - let me just say WELCOME HOME! Community pool, fitness center and a social committee that will keep you active. Pot luck dinners with live music, water aerobics and several clubs to choose from. In addition - River Club is in an ideal location just minutes away from downtown Punta Gorda and their restaurants/shops - and just a couple minutes more to Fisherman's Village. On top of that Sunseeker Resort in nearby Port Charlotte adds other entertainment/dining options. And being near I75 offers you quick access north or south to several other Florida hot spots!! A LIKE-NEW 4-bedroom home with gorgeous fit/finish in a gated community with easy access to local entertainment/restaurants at this PRICE should be at the top of your list!!

4195 Manatee Lane, Punta Gorda
4284 River Bank Way, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.

4284 River Bank Way, Punta Gorda
3131 S Ridgewood Avenue Unit 101, South Daytona
$229,900
2 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 32119 Zip Code
This waterfront 2 Bedroom, 2 Bath End Unit Condo, with a brand new A/C unit, is located in the heart of South Daytona with breathtaking views of the Intracoastal Waterway from multiple rooms. The unit has been tastefully updated with kitchen cabinets, granite countertops, Tile Flooring, vanities, and showers in both baths. Interior doors, windows and sliding doors have been updated and there is a glass storm door on the front door. The stackable washer and dryer is conveniently located in the unit. The screened porch, with storage closet, overlooks the river to enjoy beautiful sunrises, a steady stream of boats and yachts and dolphins playing in the Intracoastal. The community amenities include the riverfront pool, fitness room, kayak storage, 500 feet of beautiful riverfront with picnic table and BBQ Grill.The complex is pet friendly (up to 20 lbs). All of this, with spectacular views day and night, conveniently located close to shopping, banks and restaurants.

3131 S Ridgewood Avenue Unit 101, South Daytona
24176 Riverfront Drive, Punta Gorda
$309,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
MAJOR PRICE ADJUSTMENT and Impeccably Upgraded 2020-Built Home in Gated River Club – 2 or 3BR + Flex Room, 2BA, 2-Car Garage Welcome to this beautifully upgraded, move-in-ready home in the highly sought-after River Club gated community. Built in 2020, this meticulously maintained residence features 2 spacious bedrooms, 2 full baths, a versatile flex room, and a 2-car garage, all under a durable tile roof. Inside, you’ll love the open-concept layout, soaring ceilings, and 8-foot interior doors that create an airy, upscale feel. The kitchen and bathrooms are finished with rich wood cabinetry and granite countertops, while the interior laundry room includes an upgraded washer and dryer for added convenience. The flexible bonus room offers endless possibilities—perfect as a home office, workout space, den, or even a guest room. No detail has been overlooked: hurricane-impact windows and doors, custom blinds throughout, upgraded lighting and ceiling fans, and a central vacuum system all add to the comfort and quality of this home. The epoxy-coated garage floor adds durability and style, while the professionally landscaped yard features custom curbing, fencing, and accent lighting to enhance curb appeal and privacy. This home combines peace of mind, modern elegance, and a prime location just minutes from shopping, dining, and area beaches and short drive to Downtown Punta Gorda and the new Sunseekers resort. Don’t miss this opportunity to own a thoughtfully upgraded home in River Club—schedule your private showing today!

24176 Riverfront Drive, Punta Gorda
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