Palmetto Point Homes under $500,000

Palmetto Point Homes under $500,000

Welcome to Palmetto Point, a hidden gem nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming subdivision offers a unique blend of coastal living and suburban comfort, making it an ideal choice for families, retirees, and anyone looking to enjoy the Sunshine State’s laid-back lifestyle.

Palmetto Point boasts a variety of homes that cater to diverse tastes and budgets, with many options available under $500,000. Whether you’re seeking a cozy single-family home or a modern townhouse, you’ll find properties that combine quality construction with thoughtful design. Many homes in this vibrant community feature spacious layouts, updated kitchens, and inviting outdoor spaces perfect for entertaining or simply enjoying the beautiful Florida weather.

Residents of Palmetto Point enjoy easy access to local amenities, including shopping, dining, and recreational activities. The nearby waterfront offers stunning views and opportunities for boating, fishing, and exploring the natural beauty of the area. Families will appreciate the proximity to excellent schools and parks, providing plenty of options for outdoor fun and community events.

With its friendly atmosphere and affordable housing options, Palmetto Point is more than just a place to live; it’s a community where neighbors become friends and memories are made. Discover the charm of Palmetto Point today and find your perfect home in this delightful subdivision, where Florida living is at its finest!

Newest Palmetto Point Homes under $500,000

321 45th Street Court W, Palmetto
$255,900
3 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper.

321 45th Street Court W, Palmetto
727 47th Street W, Palmetto
$430,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Florida Living with Boating Access & Vacation Rental Potential! Whether you are searching for a full-time residence, seasonal getaway or an active vacation rental this property offers an exciting opportunity. Boating enthusiasts will appreciate the ability to store a boat ON your property along with access to a community boat ramp only one block away for a nominal yearly fee making it easy to get on the water and enjoying everything a boating community lifestyle gives you. An especially valuable feature is this property has an assumable flood insurance policy currently only $600 a year, offering the potential new owners' significant savings subject to carrier approval and terms. This location is minutes away from Skyway Fishing Pier continue traveling over the Skyway Bridge and you are in St Petersburg quickly, Prefer the beaches of Anna Maria Island? You can be there in a short drive of around 30 minutes. There is sheltered parking for 4 vehicles. The 2nd level has the 3 bedrooms, 2 baths, kitchen and living room. First floor has laundry, and bonus room. AC is 2022, Roof is 2018. Stop dreaming about living where you can use a boat daily and make this property yours.

727 47th Street W, Palmetto
330 12th Street W, Palmetto
$235,000
2 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Virtually Staged. Welcome to this updated 2-bedroom, 1-bath home featuring tile flooring throughout and several important improvements. The kitchen has been refreshed with new cabinets and countertops, and the bathroom has also been updated. Major upgrades include a metal roof and HVAC system, both installed in 2021, along with new hurricane-resistant windows. Out back, you’ll find a storage shed plus generous parking space with room for an RV—perfect for those needing extra space for recreational vehicles, a boat, or additional parking. Move-in ready with practical updates already completed, this home offers comfortable living and plenty of flexibility for your lifestyle.

330 12th Street W, Palmetto
536 45th Street Court W, Palmetto
$345,000
2 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Welcome to your slice of boater’s paradise in Palmetto! This beautifully renovated and fully furnished 2-bedroom, 2-bath home sits high and dry, offering both peace of mind and coastal charm. Completely updated from top to bottom, the home features a brand-new metal roof (2025) and stunning luxury vinyl plank flooring throughout, creating a modern and cohesive feel. The kitchen has been tastefully redesigned with new cabinetry and elegant granite countertops, perfect for both everyday living and entertaining. Both bathrooms have been fully upgraded with stylish finishes, adding a touch of luxury to this charming home. Step outside to enjoy tiled flooring in the carport area—an ideal space to relax and take in those beautiful Florida evenings. With no HOA, you’ll have the freedom to store your RV, boat, and all your water toys with ease. Located just one block from the community boat ramp and minutes from Terra Ceia Bay, this home is perfectly positioned for anyone who loves life on the water. Opportunities like this don’t come around often—schedule your private showing today and experience the best of Florida living!

536 45th Street Court W, Palmetto
344 49th Street W, Palmetto
$300,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Short Sale. Short Sale Stunning 3-Bedroom, 2-Bath Home in the Highly Sought-After Palmetto Point Community! An exceptional opportunity to own a spacious, beautiful home in one of Palmetto’s most desirable communities, Palmetto Point. From the moment you arrive, you’ll appreciate the pride of ownership and thoughtful improvements throughout. Major updates provide peace of mind, including brand-new windows installed in 2023, stylish flooring redone in 2019, and a newer A/C system replaced in 2019. Step inside to discover an inviting, light-filled floor plan featuring generous living spaces designed for both everyday comfort and effortless entertaining. Enjoy the best of Florida living in the screened-in patio.

344 49th Street W, Palmetto
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